Bill Pulte, Director of US Federal Housing Financing Agency (FHFA), orders Fannie Mae and Freddie Mac to prepare to accept cryptocurrency as an asset for mortgages

On June 25, 2025, Federal Housing Finance Agency (FHFA) Director Bill (William J.) Pulte announced on X that he had ordered Fannie Mae and Freddie Mac to “prepare their businesses to count cryptocurrency as an asset for a mortgage,” framing the move as aligned with President Trump’s goal of making the U.S. “the crypto capital of the world.” Pulte’s post, which he punctuated with “SO ORDERED,” was presented as a directive to the two government‑sponsored enterprises (GSEs) to start work on underwriting frameworks that could recognize crypto holdings—such as Bitcoin and Ethereum—within mortgage qualification and risk assessments.

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