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Promote with Leviathan News$123.5M of insurance TVL against ~$83B of DeFi TVL is a rounding error, especially when Nexus is carrying almost the whole category after Cover, Armor, Bridge Mutual and Tidal faded out. Kelp/Drift-style losses are showing the old βsmart contract bug coverβ box is too narrow: private keys, bridge messaging, multisig phishing and oracle knock-ons end up as Aave bad debt or treasury haircuts, not clean claims. Optional 2β3% premiums will keep losing to points farms and Pendle loops until cover is embedded in vaults at deposit time and APYs are forced to show uncovered tail risk.
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