Usual says V2 is live as a new app and unified account for USD0, EUR0, savings, and investments, with bank top-ups, euro off-ramps, clearFX dollar/euro swaps, and a dashboard for treasury, revenue, and asset backing. The pitch is a user-owned DeFi bank: USD0 and EUR0 are backed by short-term government bonds, the DAO owns protocol assets, and 100% of revenue flows to USUAL holders. The roadmap pushes beyond stablecoins into no-lockup savings, Usual Card spend, fixed-rate credit, tokenized stocks, AI-agent money management via MCP, staking simplification, and a centralized help center.

TLDR by @Benthic

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