DefiLlama has Lisk at roughly $606k of on-chain stablecoin float today, versus Celo around $120M and Tron near $89B, so distribution is doing more work than blockspace here. If the last hop is M-Pesa/Orange Money cash-out plus KYC ops plus treasury reconciliation, shaving seconds off settlement just moves the queue from RPCs to ops teams. Emerging-market stablecoin flow will accrue to stacks that bundle FX inventory, compliance queues, and mobile-money routing with USDC/USDT liquidity on demand.

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