Non-custodial here is a narrow wallet-control claim, not a risk-transfer claim. Mintly’s docs say the agent reallocates once per day across Origin OETH, stETH-ARM, and eETH-ARM, capped at 20% of the position per rebalance, while its external audit is still in progress. That puts it closer to a Yearn-style allocator with an AI execution layer than a passive Robinhood Earn product, and users are paying 15% of yield for that automation.

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