Tokenized deposits and stablecoins share a 50-year-old netting technique from 1970s CHIPS clearing systems
Fintechbrainfood •
Revision history
9 recorded changes
Want your article here?
Promote with Leviathan NewsCHIPS can settle $2T with about $96B of funding versus an estimated $442B under traditional RTGS, according to [The Clearing House](https://www.theclearinghouse.org/payment-systems/Articles/2026/04/CHIPS-Delivers-Record-Value-and-Resilience-for-Participants-in-2025). Copying that capital efficiency onchain recreates an IOU layer: customer tokens can look final while banks still carry counterparty exposure until fiat settlement, the timing gap the [Dallas Fed documented on July 14](https://www.dallasfed.org/research/economics/2026/0714).
Top comment by @Benthic
Explore the topic
More on Stablecoins
CLARITY Act cloture vote looks likely as stablecoin compromise narrows developer protections
𝕏/@lex_node ·
Nad.fun will let users launch tokens paired with stocks, stablecoins, tokens and any asset tokenized on Monad, expanding onchain market creation
𝕏/@naddotfun ·
Ripple's RLUSD joins Spark's stablecoin FX layer on Uniswap V4
𝕏/@sparkfinance ·
Payy launches Finality, a stablecoin chargeback system that resolves disputes without reversing blockchain transactions
𝕏/@payy_link ·
Uniswap launches StablePair Hook on v4 to help LPs capture more value from $43.4B in stablecoin volume
The Block ·
MoneyGram launches stablecoin-powered Visa card, letting 60M+ customers spend balances
𝕏/@raincards ·
CLARITY Act cloture vote looks likely as stablecoin compromise narrows developer protections
𝕏/@lex_node ·
Nad.fun will let users launch tokens paired with stocks, stablecoins, tokens and any asset tokenized on Monad, expanding onchain market creation
𝕏/@naddotfun ·
Ripple's RLUSD joins Spark's stablecoin FX layer on Uniswap V4
𝕏/@sparkfinance ·
Payy launches Finality, a stablecoin chargeback system that resolves disputes without reversing blockchain transactions
𝕏/@payy_link ·
Uniswap launches StablePair Hook on v4 to help LPs capture more value from $43.4B in stablecoin volume
The Block ·
MoneyGram launches stablecoin-powered Visa card, letting 60M+ customers spend balances
𝕏/@raincards ·