The new checkout is powered by MoonPay and opens directly inside the BitPay Wallet, with asset, amount, and payment method pre-filled. Apple Pay and Google Pay users confirm via device authentication; SEPA is available for EU users. Returning MoonPay customers are auto-logged-in, while new users complete one-time signup and verification. The feature runs alongside BitPay's existing multi-provider buy experience comparing live partner rates. Purchased crypto goes to the user's self-custody wallet. CEO Stephen Pair said friction, including declined cards and too many screens, deters first-time buyers.

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