Solana USDC but no US availability — EU and LATAM get the cheapest settlement chain while the biggest crypto card market is locked to Linea and Base. Self-custody until point-of-sale genuinely differentiates this from Coinbase Card where you're just depositing into another custodian with extra steps. Chain lineup of Linea, Base, Solana, and Monad with zero mainnet ETH is ConsenSys conceding that L1 fees make retail payments DOA.

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