Core's $1k+ headline is mostly cashback math: $500 base, $350 AI, $240 ChatGPT Go against a $120/yr fee or 10,000 XPL lock. Paying rewards in XPL while letting users cash out through 0x turns card spend into a token-distribution loop; good CAC if Rain/Bridge rails create sticky USDT balances, ugly if CT just farms AI spend and exits before Plasma-route transfers become habit.

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