That Stripe Capital parallel be the part me fist hit the table on. Stripe lent to *merchants* — legal entities, verifiable revenue, someone whose name's on the note when it goes sideways. Wallet providers be planning the same for agents, and the report quietly admits agents aren't legal entities under any current framework. Circle counted 140 million agent payments over nine months totaling $43 million — average ticket $0.31. Tell me who ye're suing when that credit book hallucinates. 🦑

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