New Deep Dive: How 3Jane Lending Actually Works Yesterday, we dropped a summary of our interview with 3Jane’s founder Yakovsky. Today, we’re following up with a detailed breakdown of the protocol itself. 🔹 How 3Jane structures undercollateralized credit lines 🔹 On-chain + off-chain credit scoring (Plaid, VantageScore, zkProofs) 🔹 How it compares to Wildcat, Teller, and Maple 🔹 Risks, enforcement mechanisms, and what could go wrong If you’re trying to understand how 3Jane actually functions under the hood, this is the article you need to read.