Gemini introduces the Solana Credit Card, letting users earn SOL on every purchase. An optional auto-staking feature boosts rewards up to 6.77% APY for passive yield.

Gemini has launched a new Solana Edition of its existing Gemini Credit Card in partnership with the Solana ecosystem, allowing users to earn all card rewards in SOL and optionally have those rewards automatically staked for additional yield. The card is a traditional Mastercard credit card issued by WebBank in the US, not a prepaid or debit crypto card, so users spend in fiat, pay their bill in USD, and receive crypto rewards on top. Reward tiers mirror Gemini’s other credit card editions: up to 4% back in SOL on categories like gas, EV charging, transit, taxis, and rideshare (capped at $300 per month at the 4% rate), 3% on dining, 2% on groceries, and 1% on all other purchases, with no annual fee and no foreign transaction fees. The key new feature is auto-staking of SOL rewards directly within Gemini, with a current staking rate advertised at up to about 6–6.77% annual yield on staked rewards, depending on Gemini’s prevailing Solana staking rate. This turns card rewards into an automatic on‑ramp to Solana network participation: staking locks SOL to help validate transactions and secure the network while generating yield for the holder. Gemini and Solana emphasize that prior cardholders who earned and simply held their Solana rewards over a one‑year period saw historically high returns, positioning SOL rewards and staking as a combined loyalty and network-engagement mechanism rather than just a cash‑back substitute. The product reflects a broader trend of crypto-linked credit cards moving beyond simple rewards into features that connect traditional payment behavior with on‑chain activity like staking and DeFi-style yield, while still operating within a regulated, bank-issued credit card framework.

✨ AI-generated background, compiled from web sources — not editorial content.

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