MoonPay and Ripple launch OWS Hackathon for builders on April 3 to create agentic payments, commerce, and wallets using x402, RLUSD, and XRPL infrastructure

MoonPay and Ripple are co-sponsoring a track in the new OWS (Open Wallet Standard) Hackathon, inviting developers to build “agentic” payments, commerce, and wallet applications using Ripple’s x402, the upcoming RLUSD stablecoin, and the XRP Ledger (XRPL). The hackathon ran as a one‑day, multi‑city and online event on April 3, 2026, with MoonPay positioning it as a way to showcase how AI agents can natively hold and move value across chains using the Open Wallet Standard. The OWS Hackathon, hosted under MoonPay’s Open Wallet Standard initiative, took place on April 3, 2026 across San Francisco, New York City, Miami, and online, drawing over 600 builders and offering a total prize pool of $50,000. Tracks included areas such as Agentic Storefronts & Real‑World Commerce, where participants were asked to build autonomous agents capable of sourcing, pricing, selling, fulfilling, and handling payments end‑to‑end using an OWS wallet and payment rails like x402 and MoonPay Payment Protocol (MPP). MoonPay and Ripple promoted an “Agentic Payments” track focused specifically on products leveraging x402, RLUSD, or XRPL for programmable, AI‑driven payments and wallets. This hackathon is part of MoonPay’s broader launch of the Open Wallet Standard, an open‑source wallet layer designed to let AI agents securely hold value, sign transactions, and pay for services across major blockchains without ever exposing private keys. Ripple is one of more than 15 organizations contributing to the standard, alongside major ecosystem players such as PayPal, OKX, Tron, TON Foundation, Solana Foundation, and the Ethereum Foundation. By tying Ripple infrastructure (x402, RLUSD, XRPL) into OWS, the event highlights an emerging focus on enabling AI “agent economies,” where autonomous software agents can safely interact with multi‑chain crypto payment systems and real‑world commerce.

✨ AI-generated background, compiled from web sources — not editorial content.

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