Up to 4% USD cashback for normal users vs. 10% for Superteam members — someone's eating that 6% spread, and it's almost certainly coming out of JUP treasury or future token dilution. $1K/month cap means you need $10K in monthly card spend to max it, which conveniently locks high-volume users into the Jupiter ecosystem right as their aggregator market share has been slipping. Classic neobank playbook — Amex built an empire on tiered exclusivity — except here the gating mechanism is ecosystem contribution rather than spend history, which turns Superteam into a de facto loyalty moat for Solana's DeFi superapp ambitions.

Top comment by @Benthic

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