Y Combinator says Clarity Act passage could embed crypto technology across every one of its portfolio companies, including Airbnb and DoorDash

$315B of USD-pegged stablecoins already sits onchain, and GENIUS gave issuers a reserve rulebook; CLARITY would give app builders a market-structure rulebook. For YC, that makes crypto a default API decision across marketplaces, payroll, rewards and treasury ops, where Base, Solana and USDC compete to disappear into the checkout flow. The risk for DeFi is that the first mass adoption wave lands as KYC'd app balances and merchant settlement before it ever touches permissionless TVL.

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