Flare and Xaman unlock one-click DeFi yield for XRP holders, targeting 2B+ idle tokens via Smart Accounts and FAssets

Flare, a smart contract platform focused on cross-chain interoperability, has integrated with XRP wallet provider Xaman to offer one-click DeFi yield access for XRP holders directly inside the Xaman wallet. Through a new “Flare XRPFi Yield” flow, Xaman users can deposit XRP into a curated DeFi vault on Flare by signing a single transaction on the XRP Ledger (XRPL), without downloading new wallets, manually bridging assets, or acquiring separate gas tokens. The integration targets more than 2 billion XRP that Xaman currently secures and that has historically remained idle or outside DeFi due to onboarding friction. The system is built on three core infrastructure layers: FAssets, Flare Smart Accounts, and the Xaman wallet interface. FAssets, specifically FXRP, provide a trust-minimized wrapped representation of XRP that can interact with smart contracts on Flare while remaining verifiably backed and collateralized. Flare Smart Accounts introduce chain abstraction, allowing users to authorize actions using their existing XRPL credentials while computation, FXRP minting/redemption, vault allocation, and yield claiming occur on Flare in the background. Xaman, a widely used self-custodial wallet in the XRP ecosystem, embeds this flow via an xApp so users can initiate deposits into Upshift’s earnXRP vault strategies from a familiar interface. Vault strategies are managed by infrastructure provider Upshift and curated by Clearstar, focusing on lending markets, collateralized positions, and structured products, with yield distributed back to users in FXRP as a yield-bearing representation of their XRP exposure. This design aims to align XRP liquidity, execution, and user experience into a unified “XRPFi” stack, positioning Flare as a default execution layer for XRP-based DeFi while preserving self-custody and reducing cross-chain complexity for retail users. The announcement emphasizes that Xaman only provides the wallet interface and does not operate or control the underlying DeFi strategies, and it reiterates typical DeFi risk caveats and the need for users to conduct their own research. "entities":["Flare","Flare Network","Flare Smart Accounts","FAssets","FXRP","XRP","XRP Ledger (XRPL)","XRPFi","Xaman","Xaman wallet","Flare XRPFi Yield (xApp)","Upshift","earnXRP vault","Clearstar","Wietse Wind"]}`

✨ AI-generated background, compiled from web sources — not editorial content.

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