SoFi’s second-quarter 2025 earnings materials disclosed about $166 million in cryptocurrency holdings on its balance sheet, up sharply from the prior quarter. The reported crypto mix included Bitcoin, Ether, Litecoin, Cardano, Solana, Dogecoin, and Ethereum Classic, with Bitcoin and Ether making up the largest shares of the portfolio. The disclosure matters because SoFi is a federally chartered bank and one of the more prominent U.S. financial institutions to combine traditional banking with consumer crypto services. SoFi has offered crypto trading through a partnership with Coinbase since 2019, and its continued crypto exposure comes against a regulatory backdrop that has periodically scrutinized banks’ involvement with digital assets.

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