Ripple expands GSmart, bringing policy-governed AI agents to enterprise treasury for forecasting, liquidity, risk, reconciliation and reporting with human approval

Ripple says its GSmart AI capabilities are already in production with enterprise customers, with today's Treasury expansion the latest step. The company frames its approach as "Treasury-Native AI": rather than adding AI alongside treasury, intelligence is embedded in existing policies, data, and workflows. The author states the design uses deterministic financial logic and keeps people in control of financial decisions, emphasizing governance, explainability, and human accountability—concerns the author says every CFO raises about AI adoption in critical financial operations.

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