Kamino has introduced fixed-rate reserves to Kamino Lend, letting market curators add fixed rate reserves with various maturity and rate combinations, a shift from the variable-rate, open-term borrowing that on-chain credit has relied on. The first product is an AUTO/wYLDS Fixed Rate Multiply vault, built with HastraFi and Figure, offering rolling 30-day terms at a 5.3% fixed rate and up to 20% net APY. AUTO is backed by Figure's tokenized auto loans, with zero price impact on entry and exit. Auto-rollover renews terms automatically when liquidity is available.

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21 accounts

first post
Leviathan +7.3 h later

KMNO reaction
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0.0% 24h after post

$0.0337 → $0.0338
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−1.1% 24h after post

$119.50 → $118.16
BTC −0.3% same window

AUTO reaction
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0.0% 24h after post

$1.02 → $1.02
BTC −0.3% same window

Thread · 8 events · started 25 Aug 14:36 · last update 15 Oct 15:31
  1. UpdateKamino launches fixed-rate credit vaults on Solana3 acc.
  2. Leviathan published this article
  3. UpdateKamino launches fixed-rate borrowing for Hastra AUTO yield vault2 acc.
  4. UpdateKamino launches fixed-rate USDC borrowing against ONyc through OnRe4 acc.
  5. UpdateKamino’s AUTO market surpasses $20 million in fixed-rate loans3 acc.
  6. UpdateAUTO/wYLDS loop and fixed-rate vault changes expand AUTO liquidity and improve junior tranche economics3 acc.
  7. UpdateKamino Fixed Rate Multiply scales through its AUTO market2 acc.
  8. UpdateKamino fixed-rate auto-loans near their first 30-day renewals2 acc.
  9. UpdateAUTO market on Kamino passes $150M as added wYLDS capacity fills2 acc.

All times UTC.

Cited posts

  • @kaminoFirst reportOn X ↗

    Kamino Fixed Rates is now live on Solana. Fixed Rates comes to market in collaboration with @HastraFi, developed by @Figure, launching the AUTO/wYLDS Fixed Rate Multiply vault with rolling 30-day fixed terms and 5.3% fixed rate. Welcome to the future of on-chain credit.

  • @HastraFi HastraOn X ↗

    Fixed-rate credit has arrived on Solana.@kamino pilots the launch in partnership with Hastra, starting with the AUTO / wYLDS Fixed Rate Multiply vault to deliver highly predictable, macro-insulated leveraged yield in a single click. The ultimate institutional bridge. https://t.co/ttnH3bV7BU

  • @Dadivan_sol Dadivan.SolOn X ↗

    Fixed rates onchain changes the game a bit. For years, DeFi credit has mostly meant floating rates and hoping the economics still work tomorrow. Now Kamino is putting a defined 30-day term and fixed 5.3% rate around an RWA-backed strategy. Much easier to model when the rate… https://t.co/Vz5tleoOLP

Show 3 more cited posts
  • @kaminoOn X ↗

    Fixed Rates are now live in the @onrefinance Market. Launching with $1.5M in liquidity, users can borrow USDC against ONyc at a fixed 8% rate across rolling 30-day terms, with ONyc/USDC Fixed Rate Multiply. The future of onchain credit is fixed.

  • @onrefinance OnReOn X ↗

    Fixed-rate borrowing has arrived for ONyc. OnRe Market participants on @kamino can now lock in an 8% USDC borrow rate against ONyc across rolling 30-day terms, with $1.5M in initial liquidity.

  • @xBartega Bartega | KaminoOn X ↗

    fixed rates might be the most consequential unlock for institutional finance on @solana funds and treasuries need to borrow for a set term at a known cost, that's how most of tradfi credit works kamino now brings that onchain, to a 20 times audited, 0 bad debt, formally… https://t.co/f0GYPuwI25

15 more accounts posted about this · 1 Telegram channel (no public link)

TradersTrader calls tracked by Elfa · not advice

Positioning · KMNO

Open15 open positions · 15 long · 0 short

Tracked accounts lean long about 97% of the time, so a long-heavy book is normal, not a signal. As of 22 Sep 05:55 UTC.

Whole crypto market, not this story

Crowding74th percentile · vs last 28 days, 50 typical
Pulse 24h94/100 · unusualness of new calls, 0–100, 50 typical, higher means more long than usual
Book97.3% long · 11,964 accounts

As of 22 Sep 05:00 UTC.

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