A code proposal submitted Oct. 15 introduces a SponsoredAccountCreate transaction, letting an existing account create a new wallet and cover its reserve requirement so the wallet can hold zero XRP. XRP Ledger currently locks a 1 XRP minimum reserve per account, meaning a company running 100,000 accounts must set aside 100,000 XRP. Sponsors could also pay users' transaction fees, shifting costs from customers to applications. Ripple recently partnered with Stripe-owned Privy to support embedded wallets for XRP and RLUSD payments, including AI-agent transactions. The network's overall reserve obligation would remain unchanged under the design.

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3 accounts

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Leviathan +1.8 h later

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Thread · 1 event
  1. First reportXRP Ledger developers propose wallets that can make stablecoin payments without XRP3 acc.
  2. Leviathan published this article

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Cited posts

  • @TheMoneyApe TMA | The Money ApeFirst reportOn X ↗

    🚨 HUGE FOR RIPPLE 🚨 XRP Ledger developers propose allowing users to create wallets with zero $XRP for stablecoin payments. With partnerships involving Coinbase & Robinhood, it will be easier for users & AI agents to use $RLUSD without buying XRP first.

  • @MackAttackXRP 🇳🇱 MackAttackXRP 🇳🇱On X ↗

    XRP Ledger developers propose creating wallets with zero XRP for stablecoin payments. https://t.co/WMWFrIn7wZ

1 more account posted about this · 1 Telegram channel (no public link)

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Positioning · XRP

Open361 open positions · 325 long · 36 short

Tracked accounts lean long about 97% of the time, so a long-heavy book is normal, not a signal. As of 28 Oct 13:12 UTC.

Reaction since the first post

Since 28 Oct 11:54 UTC2 calls opened · 2 long · 0 short

Whole crypto market, not this story

Crowding4th percentile · vs last 28 days, 50 typical
Pulse 24h60/100 · unusualness of new calls, 0–100, 50 typical, higher means more long than usual
Book97.1% long · 10,703 accounts

As of 28 Oct 13:30 UTC.

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