Defi.money redefines value transfer with borderless, dynamic money on Arbitrum and Optimism, prioritizing decentralization, security, and scalability for the next wave of users across multiple Layer 2s.

Defi.money announced that it is live on Optimism mainnet, presenting the launch as the start of a broader effort to rebuild money on Ethereum Layer 2 networks. The project describes itself as a decentralized finance protocol centered on the MONEY stablecoin, which is designed to be minted by users who post collateral and open a loan within the system. The protocol says it differs from traditional CDP-style stablecoins by using an automated market maker-based liquidation process rather than a fixed liquidation threshold. According to its documentation and market data, Defi.money is deployed on Layer 2s to lower gas costs, support smaller loans more efficiently, and operate cross-chain so MONEY can be minted and bridged across multiple networks. The main significance of the launch is that it adds another native DeFi money primitive to the Layer 2 ecosystem, where cheap transactions and cross-chain interoperability are increasingly important for everyday usage. By emphasizing decentralization, security, scalability, and multi-chain deployment, Defi.money is positioning MONEY as infrastructure for broader adoption rather than as a single-chain stablecoin product.

✨ AI-generated background, compiled from web sources — not editorial content.

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• Live on Optimism Mainnet! - defi.money (blog.defi.money)
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• Arbitrum
• Decentralization
• DeFi
• Optimism