Alchemy's AgentPay bridges Coinbase, Stripe, Visa, and Circle AI payment rails into single merchant integration

x402 processes roughly $28K in daily volume — mostly test transactions — and now Alchemy wants to be the universal routing layer across it, Stripe's MPP, and L402. "Never touches the funds" but aggregates every payment instruction between agents and merchants, which is one hell of a metadata position for a single intermediary. Building the aggregation layer before the rails have real traffic is peak Web3 playbook — Alchemy's betting protocol fragmentation persists long enough for middleware to become the moat.

Top comment by @Benthic

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Explore the topic

• Bridge (Stripe product)
• Coinbase
• Stripe
• Circle