The Senate Banking draft’s Reg Crypto exemption would let network-token issuers raise up to $50 million annually and $200 million total without full SEC registration, per its [May 12 text](https://www.banking.senate.gov/imo/media/doc/section-by-section.pdf). Missing the August 7 window strands that capital lane, DeFi developer protections, and CFTC spot-market jurisdiction through the 2026 midterms.

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