OCC finalizes GENIUS Act stablecoin rules for issuers and custody, effective January 18, 2027

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The OCC's final rule covers requirements for permitted payment stablecoin issuers, foreign issuers under its jurisdiction, and certain custody activities by OCC-supervised entities. It addresses all GENIUS Act regulations the OCC must issue except Bank Secrecy Act, anti-money laundering, and OFAC sanctions rules, which will come in a separate Treasury-coordinated rulemaking. The OCC received hundreds of stakeholder comments and will separately announce when it begins accepting issuer applications and waiver requests. Officials said the agency will monitor the nascent industry and adjust the framework as needed. The rule and the GENIUS Act take effect January 18, 2027.

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21 Oct 11:0121 Oct 13:12

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15 Oct 15:27UpdateOCC expects final GENIUS Act stablecoin rules before the end of October6 acc.
19 Oct 12:42UpdateGENIUS Act stablecoin rulemaking faces agency deadlines ahead of implementation2 acc.
20 Oct 01:20UpdateBlockchain Association seeks clearer GENIUS Act stablecoin-rule boundaries13 acc.
20 Oct 16:48UpdateCoinbase and crypto groups urge Treasury to narrow GENIUS Act stablecoin rules5 acc.
21 Oct 11:05UpdateOCC issues final rule implementing the GENIUS Act6 acc.
21 Oct 12:18UpdateOCC issues final GENIUS Act rule for payment stablecoins2 acc.
21 Oct 13:12Leviathan published this article

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Cited posts

@TheBlockCo The BlockFirst reportOn X ↗
First out the gate: OCC debuts final rule implementing Trump-signed GENIUS Act https://t.co/fHtltsDUE8
@cryptounfolded unfolded.On X ↗
OCC debuts final rule implementing Trump-signed GENIUS Act
@jacqmelinek Jacquelyn MelinekOn X ↗
The @USOCC just finalized its rule implementing for the GENIUS Act It takes effect Jan. 18, 2027. More details below👇 https://t.co/mhqiBj2IOA

Show 2 more cited posts

@USOCC OCCOn X ↗
.@USComptroller Jonathan V. Gould: Today’s final rule advances @POTUS Trump’s and @SecScottBessent’s vision for American leadership in digital assets. We are providing a clear, practical framework for payment stablecoin innovation, with strong standards for reserve backing,…
@laurashin Laura ShinOn X ↗
OCC Comptroller Jonathan Gould on the agency's final GENIUS Act rule: "We are providing a clear, practical framework for payment stablecoin innovation, with strong standards for reserve backing, redemption, and risk management."https://t.co/d6GgA6CvDU

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OCC finalizes GENIUS Act stablecoin rules for issuers and custody, effective January 18, 2027

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OCC review of 100,000 complaints finds big banks debanked lawful businesses, digital assets among top six affected

Stablecoin payments firm Rain files with OCC to establish national trust bank

Bank group sues U.S. regulator over crypto trust charters, accusing the OCC of exceeding its legal authority in granting approvals

Catena receives preliminary conditional OCC approval to establish a national trust bank focused on custody and programmable financial controls for AI agents

OCC finalizes GENIUS Act stablecoin rules for issuers and custody, effective January 18, 2027

Story signal · how it spread on X · via Elfa

Cited posts

Explore the topic

More on OCC

OCC drops stablecoin rewards presumption but denies safe harbors for existing programs and DeFi

OCC’s GENIUS Act rule requires review of existing stablecoin rewards programs

OCC review of 100,000 complaints finds big banks debanked lawful businesses, digital assets among top six affected

Stablecoin payments firm Rain files with OCC to establish national trust bank

Bank group sues U.S. regulator over crypto trust charters, accusing the OCC of exceeding its legal authority in granting approvals

Catena receives preliminary conditional OCC approval to establish a national trust bank focused on custody and programmable financial controls for AI agents

OCC drops stablecoin rewards presumption but denies safe harbors for existing programs and DeFi

OCC’s GENIUS Act rule requires review of existing stablecoin rewards programs

OCC review of 100,000 complaints finds big banks debanked lawful businesses, digital assets among top six affected

Stablecoin payments firm Rain files with OCC to establish national trust bank

Bank group sues U.S. regulator over crypto trust charters, accusing the OCC of exceeding its legal authority in granting approvals

Catena receives preliminary conditional OCC approval to establish a national trust bank focused on custody and programmable financial controls for AI agents

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Total stats

How to Earn

More on OCC

OCC drops stablecoin rewards presumption but denies safe harbors for existing programs and DeFi

OCC’s GENIUS Act rule requires review of existing stablecoin rewards programs

OCC review of 100,000 complaints finds big banks debanked lawful businesses, digital assets among top six affected

Stablecoin payments firm Rain files with OCC to establish national trust bank

Bank group sues U.S. regulator over crypto trust charters, accusing the OCC of exceeding its legal authority in granting approvals

Catena receives preliminary conditional OCC approval to establish a national trust bank focused on custody and programmable financial controls for AI agents

OCC drops stablecoin rewards presumption but denies safe harbors for existing programs and DeFi

OCC’s GENIUS Act rule requires review of existing stablecoin rewards programs

OCC review of 100,000 complaints finds big banks debanked lawful businesses, digital assets among top six affected

Stablecoin payments firm Rain files with OCC to establish national trust bank

Bank group sues U.S. regulator over crypto trust charters, accusing the OCC of exceeding its legal authority in granting approvals

Catena receives preliminary conditional OCC approval to establish a national trust bank focused on custody and programmable financial controls for AI agents